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Do you need life insurance?

To decide if you need life insurance, ask this question: “Would someone be financially worse off if you died tomorrow?” says Rachel Podnos, a certified financial planner with Wealth Care LLC in Washington, D.C. If anyone depends on your income or would be stuck paying your debts, then the answer is yes.

USATODAY. Barbara Marquand, Published Feb. 10, 2018

Because You Matter

PO Box 631, Ogdensburg, NY 13669, US

(315) 538-2555

Because You Matter


You’ve come to the right place!

While most insurance agencies are directly linked to one insurance company, I work a variety of  insurance providers. This means I'm able to be objective when it comes to answering what best meets your insurance needs. I work with some of the top insurance carriers, and able to seek out comprehensive insurance coverage at the most competitive rates.  

Matthew Flynn

Matthew Flynn is Licensed as an Insurance Agent for Life, Travel Accident, Accident & Health Insurance by the New York State & Florida Departments of Financial Services. 

NY License Number: LA-1492808 

FL  License Number: W484855


Matthew Flynn has always maintained a strong commitment to family and community. Throughout his career and personal life, he has been an active member of the community with a vision to make the world a better place by enhancing the quality of life for one person at a time. 

Matthew Flynn is married to his wife, Aimee, and has two children, Matthew II & Samantha.

Privacy Policy

This privacy policy has been compiled to better serve those who are concerned with how their 'Personally Identifiable Information' (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.   

What personal information do we collect from the people that visit our blog, website or app?   

When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number or other details to help you with your experience.   When do we collect information?   We collect information from you when you register on our site or enter information on our site.    

How do we use your information?   We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:       

• To allow us to better service you in responding to your customer service requests.       

• To follow up with them after correspondence (live chat, email or phone inquiries)   

Third-party disclosure   We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it's release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property or safety.  However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses. ​ 

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Third-party links   We do not include or offer third-party products or services on our website.   ​ 

When it comes to the collection of personal information from children under the age of 13 years old, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States' consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online. We do not specifically market to children under the age of 13 years old.   

CAN SPAM Act   The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations. We collect your email address in order to:       

• Send information, respond to inquiries, and/or other requests or questions  To be in accordance with CANSPAM, we agree to the following:       

• Not use false or misleading subjects or email addresses.       

• Identify a message as an advertisement in some reasonable way if it applys.       

• Include the physical address of our business or site headquarters.       

• Monitor third-party email marketing services for compliance, if one is used.       

• Honor opt-out/unsubscribe requests quickly.       

• Allow users to unsubscribe by using the link at the bottom of each email.  If at any time you would like to unsubscribe from receiving future emails, you can email us at  flynnm@BYM.Life and we will promptly remove you from ALL correspondence.